San Diego buyers and sellers do not wait until 2026

George Lorimer
Saturday, September 27, 2025
San Diego buyers and sellers do not wait until 2026

San Diego buyers and sellers are seeing a window of opportunity to sell, thanks to the drop in mortgage rates.

Mortgage rates just dipped, and buyer demand jumped nearly 30%. At the same time, home prices remain close to all-time highs.

That’s the sweet spot: motivated buyers for a lower payment, and the seller can sell close to all-time high prices. However, if you wait even 30–60 days, more competition will enter the market, and you could lose tens of thousands of dollars in buyer concessions or price reductions.

We all thought that waiting to buy during COVID was the smart thing to do, and since then, prices have increased by almost 40%, and mortgage rates have doubled. 

San Diego is expensive, and if you're planning on living here 3 or more years, it makes sense to invest in a home and take part in the appreciation, tax benefits, and the security that home ownership offers. 

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