San Diego House, Townhome, or Condo. Which Will Make You More Money

San Diego’s real estate has been flat for the last few years. Not all property types will grow at the same rate.

I just ran the numbers on 2020–2025 history and 2026–2030 projections for detached homes, townhomes, and condos in San Diego County. Detached houses appreciated or are likely to appreciate the most, but they are expensive, averaging $1,000,000. What about other options that allow you to get your foot in the door and build equity and appreciation?

What's your home value?

Properties have trade-offs, such as HOA on condos and townhomes, but they offer way less out-of-pocket upkeep for you.

Here’s what the trends show:

• Detached homes still lead for long-term appreciation.
• Townhomes offer the best balance of affordability and growth.
• Condos give you the lowest buy-in and low maintenance, but slower value gains.

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What you’re seeing

• 2020–2025 captures the pandemic surge, a 2023 soft patch, and a mild 2024–2025 recovery.

• Projections use conservative annual growth from the 2025 level:

  • Detached: +5.0%/yr

  • Townhome: +4.0%/yr

  • Condo: +3.25%/yr

• Net: detached leads appreciation, townhomes balance price/upside, condos trail but with lower entry/maintenance.

See the full chart + my expert breakdown — so you can match your goals with the right property type and neighborhood.

Call or text me at 619-846-1244

I’ll give you a free, expert analysis of the best opportunities for your budget — whether you’re buying, selling, or investing.